Avoid the crowds in the post Christmas sales and shop online for women’s and men’s fashion in the comfort of your own home. While sales on international websites may seem enticing, you may run the risk of credit card fraud. Here are five tips to shop online securely and safely.
Only shop on secure sites
Web browsers such as Internet Explorer and Firefox display a padlock icon to indicate that the website is secure and it also displays https:// in the address bar. The Australian Competition and Consumer Commission says that some scammers may be able to reproduce symbols to give you the impression that a fake website is secure. If you have doubts, it is safer not to proceed. It is much safer to pay by a system like PayPal or pay by credit card as most credit cards insure you against fraudulent credit card use.
Make sure your computer is protected
Before you shop online, make sure that you are using a computer that has updated security software installed that includes an anti-virus and anti-spyware program. If you’re not sure whether the computer you are using is adequately protected, do not enter your credit card details online. Even if you are buying a product or service from a legitimate vendor, you may be at the risk of your credit card details being stolen.
Read the terms and conditions
When shopping online, it is important to be fluent with the website’s returns, refunds and shipping policy especially if you are shopping on an international website. Be aware of the full cost of your purchase, including currency conversion, taxes, delivery fees, packaging and postage. After adding these costs, it may be cheaper to buy locally. With any online shopping website, make sure there they have a physical address, phone number and fax number so you can contact them if you have any enquiries or you’re not happy with your purchase.
Know your size
Buying clothes and shoes online particular from overseas websites can be very daunting if you do not understand all the shipping, size conversions, and return policies. Most credible websites will have conversion tables available and may specify whether the item of clothing or shoes is a small or big make. If you’re not sure, email the website owner and ask them any specifics about your intended purchase.
Keep accurate records
Most websites will email you a confirmation of your purchase but make sure you also print out an online version and take note of any reference numbers in case the email is lost or accidentally deleted. This is the online version of a sales receipt so make you keep it on file in case you need to return or exchange the product. Make sure you also keep a record of their shipping and returns policy as well in case you need it.
Make sure you keep a vigilant check on your credit card statement to make sure that there are no fraudulent purchases and follow these tips to make your online experience is a pleasant one. Your perfect dress or pair of 4 inch heels is only a few clicks away.